Oct 20, 2021Comparing Variable and Fixed Rate LoansLast week, I talked about good interest, and how you can put your money to work. Continuing this theme, today, I’ll be talking about the...
Jul 14, 2021Risks of Maintaining Low Interest DebtIn the last article, I talked about why you should consider not paying off your entire balance when it comes to low-interest loans. This...
Jun 30, 2021Why Does Interest Exist?Interest might seem like the most annoying thing in the world; it increases the cost of loans, causes missed payments on credit cards to...
Jun 23, 2021How to Get an Excellent Credit Score - Three Rules for Handling Credit After reading last week's article, you may be left thinking “I don’t ever want to touch a credit card, one misstep and it’ll ruin my...
Jun 16, 2021Consequences of Damaging your CreditCredit is one of the most central elements of personal finance; countless parts of everyday life revolve around it. Unsurprisingly,...
Apr 7, 2021What is a Secured Credit Card? The First Step to Building CreditWhen you first begin your journey of building credit, it's going to be extremely difficult for you to get a credit card, let alone a...
Mar 31, 2021Different Forms of CreditIn previous articles, I’ve discussed what credit is, and how you can start building it as a teenager. Now, you might be thinking, “Okay,...
Jan 31, 2021How to Start Building Credit as a TeenagerIn this article, I discussed how the steps anyone can take to begin building their credit. In today’s article, I’ll discuss specifically...
Jan 27, 2021Building Credit: Beginning the Journey Credit is an essential part of financial stability. I discussed some of the reasons why it's so important in this article, but the main...
Dec 30, 2020Interest Part 1: Loans and Interest When used in the context of loans and credit, interest is the added amount of money charged when you take out a form of credit, like a...
Dec 23, 2020More about Credit: What is a Credit Score?Your credit score is one of the most important aspects of personal finance and can be financially defining. It will be one of the most...
Dec 19, 2020What is Credit?You may have heard of a credit card or a credit score, but what does credit actually mean? Essentially, credit is a form of borrowing....